How much does delivery truck insurance cost? That depends. There are several factors that affect the price you pay for your insurance – how long you’ve been in business, the driving record of your employees, and how many trucks you own.
We’ve made getting a price on delivery truck insurance easy. Just fill out one form and we connect you with three agents who look at your information and then give you a price. Get started now!
How Much Does Delivery Truck Insurance Cost on Average?
Sometimes it helps to get a ball park estimate on how much delivery truck insurance costs. Fair enough. A delivery business that has a single truck can expect to pay between $3000 and $5000 a year for auto liability insurance. New ventures should expect to pay a little more.
How Is My Delivery Truck Insurance Cost Calculated?
The final price you pay is calculated from a variety of factors. These factors include:
- The driving records of your employees
- Your location
- Your radius
- The size of your business
- How long you’ve been in business
- The value of all your vehicles
- How much coverage you get
- Your payment plan
How to Get a Lower Price on Delivery Truck Insurance
Find Applicable Discounts – The better a customer you are, the less you will have to pay the insurance company. That’s because they are willing to reduce your premium for a few reasons. Be sure to ask about discounts for airbags, solid driving records, and yearly installment payment plans. Not all companies offer the same discounts, so make sure to ask your representative which ones you might qualify for.
Pay Yearly – One of the biggest discounts that insurance companies offer is a percentage off your overall premium for paying in yearly installments instead of monthly installments. If you can manage paying a few thousand dollars at the beginning of the year, go for it. It’ll save you money in the long run.
Comparison Shop – How do you get a better price without sacrificing coverage? Easy: you shop around. Before you commit to any policy, contact other insurance agents to see what plans they offer. We’ve made this part easy. Just use our quote form to connect with three agents. They compete for your business and you save.